Welcome to OM NJ Insurance Expert Since 2003

Hi, I’m Niraj Jain founder of OM NJ Insurance Expert. I have experience of Financial Planning, Health & Term Insurance serving since 2003. I’m son of Shri Kailash Chand Jain Grandson of Late Lala Prahlad Rai Jain (Renowned Cloth Merchant, Dharuhera).
About Me
With over 20 years of experience in financial planning and insurance advisory, I specialize in health insurance, term insurance, child education planning, marriage planning, and retirement solutions. I am known for fair and ethical practices, honest advice, and being a trusted guide during life’s most challenging moments.
Carrying forward the legacy of my grandfather, Late Lala Prahlad Rai Jain — a respected cloth merchant in Dharuhera — I believe in service, integrity, and long-term relationships.
I take pride in helping individuals and families achieve their financial goals with personalized and practical solutions. Whether it’s securing your health, planning your child’s future, or ensuring peace of mind in retirement, I’m here to support your journey.
What I Offer
Health & Term Insurance
Child Education Planning
Marriage & Retirement Planning
Tailored Financial Goal Strategies
Assistance During Tough & Emergency Situations
Awards & Recognitions








































A Bit More About Me
I enjoy traveling, healthy food, and fresh juices — I believe a good life comes from balance, planning, and joy. My clients often refer to me as the best insurance planner with fair dealing and dependable service.
Let’s Plan Your Future
We offer the best financial solutions to help you reach your goals with clarity and confidence.
Best Insurance service provider
We’re more than just a insurance services provider; we are a team of dedicated professionals committed to helping you achieve your financial goals and secure your future.
Our Story
OM NJ was founded with a simple yet powerful mission: to make insurance services more accessible, transparent, and tailored to the needs of our clients. We understand that navigating the complex world of loans and insurance can be overwhelming. That’s why we set out to create a company that simplifies the process and puts your needs first.
Our Team
Behind our success is a team of experienced and knowledgeable professionals. Our team members bring years of experience in the insurance industry, each with a unique set of skills and a shared passion for helping our clients succeed. We believe in the power of personalized service and building strong, lasting relationships with our clients. When you choose OM NJ, you gain access to a team that is dedicated to your financial well-being.
